Even if you’re a home buyer or property investor it is still important to make sure you to have insurance, in case of sickness or an accident. Its prudent to have insurance but if you cannot work or earn money to help support the mortgage it is important to make sure you are covered. Not only should insurance cover for sickness or accidents, but in the event of someone’s unfortunate demise, will there be a substantial amount to cover the repayments on the mortgage. Lastly, do not forget your will. Write it down and make sure your wishes are bequeathed accordingly.